UMR Insurance for Sleep Apnea Therapy Fort Worth
Use Your UMR Insurance to Get Better Rest
When patients visit us, one of the first things they often ask us is, “How much will it cost?” There is no universal answer to that question, but you can rest assured that we do not want you to be overly stressed about paying for your care. That is why our Fort Worth team is pleased to accept many different medical insurance plans, including PPO plans from UMR insurance. Continue reading below to learn more about how your benefits might help you pay for high-quality sleep apnea therapy.
UMR Insurance for Sleep Apnea
Similar to any other medical insurance company, UMR offers a variety of plans, which can vary greatly in the scope of the coverage that they offer. Even if you have insurance, your out-of-pocket obligation will depend on factors such as:
- Your coinsurance or copay. You may be expected to pay a certain percentage of the cost of your treatment.
- Whether or not UMR considers your treatment to be medically necessary. If you know you are CPAP intolerant and meet other criteria, it is likely that UMR will approve you for coverage. Our team can help with the preauthorization process.
- Your deductible and annual out-of-pocket maximum. These stipulations can affect how much you are expected to pay. If you visit us later in the year, you may have already met your deductible.
- Other specific details that are relevant to your unique situation. Some insurance companies have restrictions on what types of oral appliances they will cover.
Generally speaking, UMR covers at least part of the cost of sleep apnea services, including diagnostics and common treatments, such as CPAP machines and oral appliance therapy.
Since our Fort Worth team is in-network with certain UMR PPO plans, we are in an ideal position to help you navigate your insurance benefits and get the greatest value out of them.
Our In-House Insurance Experts
We understand that navigating medical insurance can be challenging, and our team is here to help you every step of the way. We have lots of experience in dealing with the nitty gritty details of different plans, and we want to put our knowledge to work for you!
Simply provide your plan information, and we will be happy to verify your benefits and start working on any required preauthorization documents. We will do everything we can to make sure you get the benefits you are entitled to.
If UMR does not provide coverage for your oral appliance, we will still be there to assist you. For example, we offer convenient cash pricing and financing through CareCredit.